What to do if you’re in an accident and have insurance

If you get in an accident and it is a life-threatening situation, you or someone else is seriously injured, immediately call the emergency hotline—dial 911 from any phone.

Otherwise, if you are covered by car insurance, exchange information with the other parties involved in the accident. Contact your insurance provider to seek assistance and start a claim. Often, insurance companies will offer to take over from this point and handle the situation if there are no injuries.