Is Auto Insurance Coverage Mandatory?

Although insurance requirements are set at the state level, therefore different in each one, in practice, if you are driving a vehicle, there is little difference; you need to have car insurance. You can’t go wrong with getting full coverage auto insurance as this will almost always be modeled to cover your state’s mandatory requirements.

The minimum car insurance required is typically liability insurance, including property and bodily injury liability coverage. This means that your insurance provider will be able to pay for injuries and damages that you cause to other people and property but not you.